Investment Consulting Services


Peer Analytics provides a full range of consulting services to insurance entities. Formed in 1999 by three senior consultants, each with over twenty years of institutional investment consulting and research experience, Peer Analytics has over twenty Health, Property- Casualty and Life insurance clients. The following is a thumbnail sketch of the services we provide.



PeerTrac: Performance Evaluation | Benchmarking

  • How does our investment portfolio risk/return posture compare to our competitors?
  • How effectively were investments implemented within each asset class?
  • Why did we do better or worse?
  • Do we need to consider any changes?

If your investment review is limited to market index comparisons, you cannot confidently answer ANY of the above questions.




Asset Allocation / Dynamic Financial Analysis

Comprehensive scenario modeling which integrates the effects of the business (premiums, claims, liquidity levels), actuarial payout projections, asset reserves and surplus with various potential various asset mixes.

  • Quantification and evaluation of the multiple dimensions of investment risk faced.
  • Modeling of future economic and statutory surplus levels and the impact on risk-based capital requirements and financial ratios.
  • Communication of results in relevant and understandable terms




Creation / Revision of Investment Policy Statement

Policy document is critical to the overall direction, understanding and compliance of the investment portfolio. Portfolio structure, Risk control, Derivative policy, RBC constraints, permitted investments, benchmarks and State/Federal regulatory factors are all addressed.




Investment Manager Selection & Review

  • Familiarity with all significant managers of insurance company assets
  • Significant capabilities in the evaluation of managers of insurance company assets.
  • Assistance with investment manager fee negotiation.

Effective benchmarking provides sufficient information to determine when corrective action is necessary.

Indexes are valuable components of the benchmarking process, but by themselves are not sufficient. Simple index comparisons lack the context required to draw meaningful conclusions.

Because indexes provide only a single comparative data point for each time period, it takes decades* to determine with any statistical meaning whether or not an investment manager has positive or negative skill. So by the time you have enough data to reach a conclusion, it's far too late.